Some credit, no degree. That’s a big factor in our nation’s student debt crisis. If you leave school before graduation, you must pay off your loan for a credential you don’t have. This scenario is also tied to earning potential, which creates a classic Catch-22 for students: “I need a better job to pay off my student loan… but I need to go back to school to earn a degree… so that I can get a better job.” The reasons students want to return to school are also often the reasons they aren’t able to return to school. We hear